SWIFT MT199 Message: Custom Financial Communication for Trade & Banking

What is a SWIFT MT199?A SWIFT MT199 is a free-format message type used for general banking communication between financial institutions. Unlike standard SWIFT messages (e.g., MT103, MT760), the MT199 is not tied to a specific transaction type. Instead, it serves as a customizable message for relaying information, confirmations, or intent related to letters of credit, bank guarantees, proof of funds, and other financial instruments.It is commonly used for:

  • Pre-advice of an upcoming transaction (e.g., MT760, MT103, SBLC)Confirmation of RWA (Ready, Willing, and Able)Intent to issue a financial instrumentAuthentication or compliance queries

  • 🔹 Think of MT199 as a secure « bank-to-bank » email within the SWIFT network.
    • Key Benefits of MT199🔢 Secure Communication: Sent through the global SWIFT system, ensuring confidentiality and authentication.🌎 Global Acceptance: Recognized and accepted by banks, traders, and institutions worldwide.🔒 Pre-Transaction Assurance: Offers counterparties reassurance prior to formal financial instrument issuance.🚀 Fast Processing: Typically processed within 24-48 hours, allowing deals to move quickly.🌟 Supports Custom Instructions: Freely formatted to fit the needs of any financial communication.Use Cases

    • RWA Statements – Confirming the issuing bank is ready, willing, and able to proceed with an SBLC or BG.Pre-Advice for MT760 or MT700 – Indicating that a bank guarantee or letter of credit will be issued soon.Proof of Fund Intent – Providing assurance of available funds without full disclosure (MT199 over MT799).Due Diligence or KYC Confirmations – Used by banks to validate client or partner data.

    MT199 vs MT799FeatureMT199MT799Message FormatFree-formatStructured SWIFT formatPurposeCustom communicationProof of Funds / RWAUsageVersatile (advisory, intent, notice)Typically POF or instrument-relatedCostLowerHigherAcceptanceHighHigh, but often requires MT199 pre-adviceRequired Documents for MT199 IssuanceTo request or issue a SWIFT MT199, the following documents are generally required:

    • Letter of Intent (LOI)Client Information Sheet (CIS)Copy of passport (Director/Shareholder)Company Registration Documents (Certificate of Incorporation, MOA)Proforma Invoice or Contract (if related to trade)Board Resolution (authorizing the transaction)

    Our Partner Banks Supporting MT199 Communication🏦 PG Asia Investment Bank Ltd, Malaysia (SWIFT: AINEMY22)🏦 Dushanbe City Bank, Tajikistan (SWIFT: LCMDTJ22)🏦 Standard Commerce Bank Ltd, USA (SWIFT: STDMDMDMXXX)🏦 Asia Pacific Investment Bank, Malaysia (SWIFT: ASPMMYKL)🏦 Credit Foncier IM UND Export GmbH, Germany (SWIFT: CFEGDE82)🏦 Unibanque, UK (SWIFT: UNBQGB22)🏦 Golden Touch Investment Bank Limited (SWIFT: GTIVMT2LXXX)🏦 Tabarak Investment Capital Limited, UAE (SWIFT: TIBIAEADXXX)Why Choose NNRV Trade Partners for MT199?

    • 🌐 Global Expertise: Specialized in SWIFT communication and trade finance.⏳ Fast Turnaround: MT199 messages sent within 24–48 hours upon compliance approval.💼 Transaction Support: End-to-end support for your LC, BG, SBLC, and MT799 operations.🏦 Top-tier Bank Access: We work only with rated financial institutions.

    Get Started with Your MT199 TodayAt NNRV Trade Partners, we help businesses secure trust and transparency in financial transactions through authenticated SWIFT messages.📅 Contact us now to begin your MT199 process and unlock your next international trade deal.