Home Ownership Financing Program

Unlocking Homeownership

Build Your Future – One Key at a Time

Since, Our Partners. has proudly helped thousands of Canadians, especially in Quebec, turn their dreams of owning a home into reality. As the national leader in down payment financing, we provide accessible housing solutions tailored for real families with real goals.

Thanks to our 2.5% Down Payment Financing Program, homeownership is no longer just a dream—it’s within your reach.

🏡 AIDA Framework to Homeownership Success

Attention

Struggling to save a big down payment while rent eats away at your savings? You’re not alone. Many Canadian families face the same challenge.

Interest

Our exclusive program finances your down payment, allowing you to purchase your property now, without the traditional delays.

Desire

Imagine moving into your own home this year instead of waiting for 5 more years to save.

Action

Take the first step toward owning your home — start your journey today!

Apply Now →

🎯 Why Choose Barcelona Capital Inc.?

  • 15+ years of experience empowering families across Quebec

  • Accredited mortgage brokers and real estate professionals guiding you

  • Superior support by OACIQ and AMF-certified experts

  • Adapting to CMHC and Genworth changes to keep you ahead

  • More families financed than all competitors combined!

🎉 Promotional Offer: 2.5% Down Payment Financing

Easy Eligibility – Just 3 Conditions:

  1. Secure a mortgage through an accredited mortgage broker.

  2. Buy through an accredited real estate broker.

  3. Close your purchase with an accredited notary.

Bonus: Become a FAN of Barcelona Capital’s Facebook page and purchase in a sector covered by our program to lock the promotional rate!

🌟 Superior Support From Certified Professionals

Our brokers, accredited by OACIQ or AMF, deliver guidance you can trust. With their support, candidates move confidently through every stage of the buying process.

✅ No stress
✅ No hidden fees
✅ No surprises

💬 How to Qualify for 2.5% Down Payment Financing?

Standard Cases (No Bankruptcy/Proposal in Last 7 Years):

  • 650+ average credit score

  • Satisfactory income matching property prices

  • 1.5% of purchase price in savings

If You Declared Bankruptcy or Proposal (Past 7 Years):

  • Waited 24 months after discharge

  • Rebuilt credit with two active loans or cards

  • 650+ credit score

  • 6.5% of purchase price available

⛔️ Security Note:
We never ask for your SIN, date of birth, or analyze your credit directly. Your trusted accredited broker will guide you through safely.

🌟 Client Success Story

« Thanks to Barcelona Capital’s down payment financing program, we purchased our first home three years sooner than expected. The rate made all the difference, and the guidance was outstanding. »
– Marie and Jean Tremblay, First-Time Homeowners

📋 Frequently Asked Questions

How does down payment financing work?
Our program provides you the needed down payment at a competitive 2.5% rate, integrated with your primary mortgage.

Is there a prepayment penalty?
No! You can repay the financing early without penalties.

How long does the process take?
Preliminary approval within 48 hours; complete financing arranged in 2–3 weeks.

Which areas are covered?
We currently serve most regions in Quebec. Ask us if your dream home is eligible!

What documents do I need?

  • Salaried: Pay stubs and employment letter

  • Self-employed: Proof of average income over the last 3 years

Family allowances can be included in your income!