🌍 Invoice Discounting Services
Unlock Working Capital and Accelerate Business Growth
At NNRV Trade Partners, we offer flexible Invoice Discounting solutions that help businesses maintain healthy cash flow, reduce payment delays, and unlock working capital tied up in unpaid invoices. This financing strategy allows you to access funds without waiting for your customers to pay, so you can invest, operate, and grow faster.
Whether you’re an SME, exporter, manufacturer, or service provider, our invoice discounting services give you the liquidity you need to stay competitive—without compromising ownership or taking on long-term debt.
💡 What is Invoice Discounting?
Invoice discounting is a short-term borrowing solution where a business sells its unpaid invoices to a lender at a discount, in exchange for immediate cash. This allows the business to convert outstanding receivables into liquid funds, improving working capital and financial flexibility.
Unlike factoring, invoice discounting remains confidential, and your customers continue to pay you directly, preserving your client relationships and business control.
🔍 How Does Invoice Discounting Work?
1️⃣ You Issue an Invoice – After providing goods/services to your customer, you issue an invoice with payment terms (e.g., 30/60/90 days).
2️⃣ Submit Invoice to Us – Send a copy of your unpaid invoice to NNRV Trade Partners.
3️⃣ Receive Advance Payment – We immediately advance you up to 80–90% of the invoice value.
4️⃣ Customer Pays – Once your customer pays the invoice, the remaining balance (minus our fees) is transferred to you.
✅ Key Benefits of Invoice Discounting
- Fast Access to Cash – Receive immediate funds from outstanding invoices.
- Improved Cash Flow – Meet payroll, reinvest, and manage operations without delays.
- Preserves Confidentiality – Keep control of customer communications and collections.
- Scalable Solution – Financing grows with your sales volume.
- Debt-Free Financing – No need to secure loans or dilute equity.
- No Collateral Required – The invoice itself acts as the security.
🏢 Who Can Benefit from Invoice Discounting?
- ✔️ Exporters and international traders
- ✔️ Manufacturing and supply chain companies
- ✔️ Service-based businesses with recurring contracts
- ✔️ SMEs with long payment cycles
- ✔️ Government and institutional contractors
📄 Documents Required
To initiate invoice discounting, we require the following documents:
- Company Registration Documents
- Valid Invoice(s) and Delivery Note(s)
- Bank Statements (6–12 months)
- Trade License
- Company Profile and Client List
- Credit Report (if available)
- Payment History from Buyer (if applicable)
- Signed Agreement with Terms
💼 Why Choose NNRV Trade Partners?
- 🌐 Global Reach & Market Expertise – We understand international trade cycles and payment structures.
- ⏱️ Quick Processing – Funds are disbursed in as little as 24–48 hours.
- 💳 Flexible Terms – Customize discounting arrangements based on your business needs.
- 🛡️ Confidentiality Assured – Keep complete control over your customer relationships.
- 🔗 Strong Financial Network – Backed by trusted financial institutions worldwide.
📊 Use Cases
- ✅ Cover working capital shortfalls during peak seasons
- ✅ Manage long payment terms from foreign buyers
- ✅ Fund large orders or project expansions
- ✅ Mitigate late payments from reliable but slow-paying clients
🏦 Partner Financial Institutions
We collaborate with trusted institutions globally for invoice discounting and trade finance solutions:
- HSBC (SWIFT: HSBCHKHHXXX)
- BNP Paribas (SWIFT: BNPAFRPP)
- UOB Bank Singapore (SWIFT: UOVBSGSG)
- Mashreq Bank UAE (SWIFT: BOMLAEAD)
- Standard Chartered (SWIFT: SCBLAEAD)
- PG Asia Investment Bank Malaysia (SWIFT: AINEMY22)
- Asia Pacific Investment Bank (SWIFT: ASPMMYKL)
📥 Start Unlocking Capital Today
Don’t let your invoices sit idle while your business needs liquidity.
Partner with NNRV Trade Partners to turn receivables into real-time capital and accelerate your growth.
📩 Contact us now or [Download the Application Form] to get started.