Bank Guarantee (BG) Solutions | Secure Business Transactions | NNRV Trade Partners

✔ Trusted BG issuance from top global banks | 300+ guarantees placed annually | SWIFT-verified instruments | $500 K -$ 500M coverage | 5-10 day processing

A Bank Guarantee (BG) is a powerful financial instrument that provides security and assurance in commercial relationships. It serves as a financial promise by a bank to fulfill the obligations of a debtor if they fail to meet their contractual commitments. This guarantee protects buyers and sellers, ensuring confidence in domestic and international business transactions.

What is a Bank Guarantee?

An irrevocable commitment from a bank to pay a beneficiary if the applicant fails to meet contractual obligations. Essential for:

✅ Risk Mitigation – Financial protection for both parties
✅ Contract Security – Ensures project completion/payment
✅ Business Growth – Enables larger deals and tenders
✅ Global Trade – Accepted in all major jurisdictions.

Bank Guarantees (BG) We Offer

I. Contract & Tender Guarantees

II. Financial & Payment Guarantees

III. Commercial & Trade Guarantees

IV. Corporate & Credit Guarantees

V. Project & Development Guarantees

VI. Specialized Sector Guarantees

VII. SWIFT Guarantee Messages

SWIFT MT710 Advising Guarantees

Bank Guarantee Type	Purpose	Common Users	Coverage
Tender / Bid Guarantee	Secures tender participation	Contractors, Bidders	2-5% of bid
Performance Bond / Guarantee	Guarantees contract completion	Construction Firms	10-30% of contract
Advance Payment Guarantee	Protects prepayments	Exporters, Contractors	100% of advance payment
Retention Guarantee	Ensures funds retention post-project	Employers	Percentage of project value
Completions Guarantees	Ensures project completion on schedule	Project Owners	Full project value
Guarantee of Completion of Work	Ensures specific work is completed	Project Managers	Full work scope value
Earnest Money Guarantee	Secures tender earnest money	Contractors, Bidders	Pre-agreed amount
Deferred Payment Guarantees	Ensures deferred payments	Buyers	Full payment amount
Security Guarantee	Covers obligations associated with security	Importers, Exporters	100% of liability
Payment Undertaking Guarantees	Ensures payment obligations	Corporate Buyers	Transaction value
Convertible Guarantee Notes	Secures convertible debt instruments	Investors, Corporates	Note face value
Lease Guarantee	Secures lease contracts	Tenants, Landlords	6-12 months rent
Cross-Border Guarantees	Facilitates international trade	Multinationals	As per trade requirement
Export Credit Guarantees	Supports export financing	Exporters	Export contract value
Import Finance Guarantees	Facilitates import financing	Importers	Import contract value
Purchase Order Finance Guarantees	Secures purchase order fulfillment	Suppliers	PO value
Equipment Purchase Guarantees	Secures equipment financing	Manufacturers	Equipment value
Corporate Guarantees	Supports corporate liabilities	Corporations	Based on underlying debt
Guarantee Facility Agreements	Provides a guarantee framework	Institutional Users	Pre-agreed facility limit
SME Credit Guarantees	Enhances SME borrowing capacity	Small-Medium Enterprises	Loan value
Capital Commitment Guarantees	Secures investment commitments	Investors, Funds	Commitment amount
Project Finance Guarantees	Reduces project finance risks	Infrastructure Developers	Project value
Industrial Project Guarantees	Supports industrial project financing	Industrialists	Full project value
Offshore Project Guarantees	Addresses offshore project risks	Energy Companies	Project specific
Critical Infrastructure Guarantees	Secures infrastructure operations	Governments, Private Entities	Operational liabilities
Multilateral Investment Guarantees	Supports investments in emerging markets	Investors	Specific to investment
Renewable Energy Credit Guarantees	Facilitates green energy financing	Energy Developers	Project value
Agricultural Finance Guarantees	Secures financing for agriculture	Agribusinesses	Full loan amount
ESG Guarantees	Ensures ESG compliance	Corporations	ESG-related obligations
MT103 Payment Guarantees	Guarantees wire transfers	Financial Institutions	Transfer amount
SWIFT MT710 Advising Guarantees	Advises guarantee terms	Banks, Corporates	Guarantee value
SWIFT MT747 Amendment Authorizations	Secures guarantee amendments	Financial Institutions	Amendment value
SWIFT MT756 Reimbursement Claims	Covers reimbursement obligations	Banks	Claim amount
SWIFT MT759 Guarantees	Facilitates ancillary messaging	Financial Institutions	Varies by message
Solvency Certificates	Certifies financial solvency	Companies	Specific liability amount
Equity Capital Guarantees	Secures equity investments	Investors	Investment amount
Sustainability-Linked Guarantees	Ties to sustainability metrics	ESG-Focused Entities	Performance-based
Supply Chain Finance Guarantees	Secures supply chain financing	Supply Chain Partners	Supply value
Export Revenue Guarantees	Guarantees export income	Exporters	Expected revenue
Key Tested Telex Guarantees	Secure authentication of guarantees	Financial Institutions	Guarantee amount

BG vs. SBLC Comparison

Feature	Bank Guarantee	Standby LC
Governance	URDG 758	UCP600/ISP98
Activation	Default triggers	Documentary default
Cost	0.5-3% p.a.	1-4% p.a.
Tenor	Typically <3 years	Up to 5+ years
Flexibility	Easier to amend	More rigid

Types of Bank Guarantees & Their Applications

✅ 1. Direct Guarantee

Issued directly by a bank at the request of its account holder, in favor of the beneficiary, offering assurance of payment.

✅ 2. Indirect Guarantee

Used in international trade, where a second bank guarantees the original bank’s commitment, mitigating risk for all parties involved.

Bank Guarantees are crucial in securing large contracts, trade finance, and investment agreements, ensuring the beneficiary receives payment if obligations are unmet.

How a Bank Guarantee Strengthens Your Business

By having a bank guarantee in place, your business can:

🔹 Delays payments while maintaining supplier trust, improving liquidity.
🔹 Enhances bidding power by offering financial security for large contracts.
🔹 Supports expansion without tying up capital, improving cash flow and business growth.

Types of Bank Guarantees

A bank guarantee can serve many purposes, depending on your business needs:

🏗️ 1. Bid Bond

Secures financial commitment in tender-based projects (e.g., construction). Protects project owners from unserious bidders and can be used as an alternative to capital deposits.

🏢 2. Performance Bond

Ensures that contractors fulfill their obligations (often 100% of the contract value). Common in real estate and replaces bid bonds once a contract is awarded.

💰 3. Advance Payment Guarantee

Protects buyers by ensuring the return of advance payments if the seller fails to deliver goods or services.

🏠 4. Warranty Bond

Covers defects found during the warranty period of a project, providing security for construction and property development.

🛡️ 5. Letter of Indemnity

Guarantees that contractual obligations will be met, or financial reparations will be made. Often used to replace lost shares or essential financial documents.

📜 6. Payment Guarantee

Ensures that suppliers receive payment in case of buyer default, reducing risk in credit-based transactions.

🏢 7. Rental Guarantee

Protects landlords in industrial and commercial leases, ensuring payments even if a tenant defaults.

🔒 8. Confirmed Payment Order

An irrevocable obligation to pay, offering maximum financial assurance for high-value projects.

How to Obtain a Bank Guarantee?

Securing a Bank Guarantee is a straightforward and transparent process with NNRV Trade Partners:

📌 1. Submit Application – Complete the required documentation and details.
📌 2. Draft Preparation – The issuing bank drafts the guarantee for your review.
📌 3. Review & Amendments – The draft is reviewed and adjusted per requirements.
📌 4. Payment Processing – An invoice is issued, and payment is completed.
📌 5. Issuance – The final Bank Guarantee is issued, securing your business transaction.

Request a Bank Guarantee

In the framework of financial transactions, a Bank Guarantee acts as a safety promise from a bank to ensure that financial obligations are fulfilled. It serves as a security mechanism that assures the party receiving the guarantee that the bank will cover any financial loss in case of default by the applicant. This document provides peace of mind to creditors and plays a crucial role in various commercial dealings.

Why Use This Form?

By filling out the form below, you can request specific details regarding Bank Guarantees that are tailored to your situation. Whether you need guarantees for contracts, performance, or loans, we provide a range of options to meet your financial commitments.

What Information Do We Need?

Your Name: To personalize our communication.
Your Email: So we can send you the details and any necessary follow-up.
Amount Needed: Specify the total amount for the Bank Guarantee.
Type of Guarantee: Select from various types to ensure we cater to your specific requirements.
Bank Name: Indicate the bank you are dealing with.

Name:

Email:

Guarantee Value (USD):

Guarantee Type:

Documents Required for Bank Guarantee Issuance

📑 Completed Application Form
📜 Pro-Forma Invoice (for SBLC & BG verbiage)
🏢 Company Trade License
📋 Shareholders List
🛂 Passport Copy of the Main Applicant
📊 Audited Financial Statements (Last Three Years)
🏦 Bank Statements (Last Six Months)

Our Issuing Bank Guarantee Network

Tier A (AAA-Rated Institutions)

HSBC Hong Kong	Hong Kong	Rated	BG, SBLC, LC	$250K	$1B+	1.0–4.0	Strict verbiage, SWIFT MT760 compliance, sight-only for LCs
BNP Paribas	France	Rated	BG, LC	$500K	$500M	1.0–3.5	A-rated institutions, French/EU regulatory alignment
Crédit Agricole CIB	France	Rated	BG, LC	$1M	$2B	1.0–4.0	Strict LC terms, ESG-compliant structures
Israel Discount Bank	Israel	Rated	BG, SBLC	$5M	$500M+	0.5–3.0	High-value transactions, SWIFT MT760 issuance
Asia-Invest Bank JSC	Russia	Rated	BG, SBLC	$10M	$1B	1.0–3.5	Russian projects, ruble/USD liquidity
DBS Bank (Hong Kong)	Singapore	Rated	BG, LC	$1M	$300M	4.0–6.0	Sight/Usance terms, Asia-focused

Tier B (BBB-Rated Institutions)

Credit Foncier Germany	Germany	Rated	BG, SBLC, LC	$500K	$150M	1.0–4.0	Confirmation required for multi-signatory deals
Sapelle Intl Bank	Liberia	Offshore	BG, SBLC, RWA	$250K	$50M	3.0–7.0	SWIFT-only, no email issuance, flexible verbiage
Dushanbe City Bank	Tajikistan	Emerging Market	BG, SBLC	$1M	$50M	3.0–7.0	CIS region focus, no collateral required
Standard Chartered (Hong Kong)	Hong Kong	Rated	BG, LC	$2M	$200M	1.5–4.0	Emerging markets support, USD/GBP liquidity
Maybank Berhad	Malaysia	Rated	BG, LC	$500K	$100M	1.0–4.0	ASEAN corridor focus, fast-track processing (48h)

Tier C (Unrated but Reliable)

UBB Investment Bank	Malaysia	Emerging Market	BG, SBLC, LC	$250K	$50M	1.0–4.0	MTF Partners only, flexible terms
ACE Investment Bank	Malaysia	Emerging Market	BG, SBLC	$300K	$30M	1.0–4.0	Email/SWIFT delivery, no physical paperwork
Merchant International Bank	USA	Rated	BG, LC	$500K	$20M	2.0–5.0	Paper-based issuance only
Point Bank	UK	Rated	BG, SBLC	$1M	$100M	1.0–4.0	GBP/USD liquidity, 24h approval for SMEs
Standard Commerce Bank	USA	Rated	BG, SBLC	$750K	$50M	1.0–4.0	Multicurrency support (USD/EUR/JPY)

Offshore Jurisdictions

Euro Exim Bank	Saint Lucia	Offshore	BG, SBLC, POF	$250K	$100M+	4.0–9.0	No collateral required, 72h issuance, flexible verbiage
Mauritius Commercial Bank	Mauritius	Offshore	BG, LC	$250K	$50M	–	Offshore structures, 48h approval for ESG projects
Maubank Ltd	Mauritius	Offshore	BG, LC	$500K	$30M	Flexible	USD/SGD/EUR liquidity, no regulatory constraints
Aktif Bank	Turkey	Emerging Market	BG, SBLC	$1M	$100M	On request	Turkish lira/USD support, geopolitical risk hedging
Sapelle Intl Bank	Liberia	Offshore	BG, SBLC	$250K	$50M	3.0–7.0	SWIFT-only issuance, Liberia-based structures

Additional Banks from Prior Knowledge

Euro Exim Bank Relay	Tanzania	Offshore	BG, SBLC	$250K	$100M	4.0–9.0	Euro Exim network, no due diligence required
Valley National Bank	USA	Rated	BG, SBLC	$1M	$50M	1.0–3.5	NJ-based issuance, fast for US projects
HSBC (UK)	UK	Rated	BG, LC	$2M	$300M	1.0–3.5	GBP/EUR liquidity, ESG-aligned projects

(🌐 Multi-bank solutions for complex requirements)

Key Considerations for Bank Guarantees

💰 Costs: The fee structure varies based on guarantee value, duration, and issuing bank.
🛡️ Security: A Bank Guarantee mitigates risks, ensuring trust in high-value contracts.

5-Step BG Process

Needs Assessment
- Determine guarantee type/amount
- Review contract requirements
Bank Selection
- Match with optimal issuer
- Negotiate terms
Documentation
- Submit KYC/contracts
- Financial review
Draft Approval
- Finalize guarantee wording
- Beneficiary confirmation
Issuance
- SWIFT message to beneficiary bank
- Physical copy (if required)

⏱️ Average Timeline: 5-10 business days

Case Study: $120M Export Contract

Challenge:
Manufacturer needed advance payment protection for Middle East buyer

Solution:

$120M advance payment guarantee
Structured via Emirates NBD
Included shipment milestones

Result:

30% prepayment secured
Buyer confidence increased

Why Choose NNRV?

✔ Industry-Specific Expertise – Sector-tailored solutions
✔ Global Bank Access – 50+ issuing partners
✔ Risk Mitigation – Precise trigger wording
✔ Cost Optimization – Competitive fee structures

[📥 Download BG Application Kit]
[📞 Contact Guarantee Specialists]

Start Securing Your Business Transactions Today

A Bank Guarantee (BG) provides trust, financial protection, and enhanced credibility for businesses engaging in international trade, large contracts, and real estate transactions.