💳 Buyer’s Credit – Finance Your International Imports with Confidence

Flexible Cross-Border Financing to Empower Importers

At NNRV Trade Partners, we provide Buyer’s Credit solutions that enable importers to finance their purchases of capital goods, raw materials, and services from overseas suppliers, using credit lines extended by international financial institutions. This structured financing helps your business pay suppliers upfront, while repaying the credit over an agreed period — improving liquidity, negotiating better terms, and supporting expansion.

Whether you’re importing under LC (Letter of Credit), Sight Bill, or Usance LC, our buyer’s credit facility provides the capital you need, when you need it most.

🔎 What is Buyer’s Credit?

Buyer’s Credit is a short- to medium-term loan facility provided by foreign banks or lenders to importers, allowing them to make payments to overseas exporters on time. The repayment is then made by the importer to the foreign lender at a later date, usually within 180–360 days.

This arrangement gives importers the ability to:

  • Pay suppliers immediately (improving trade relationships)
  • Extend their own working capital cycle
  • Manage international purchases with strategic cash flow

📌 How Buyer’s Credit Works

1️⃣ The importer opens an LC or signs a contract with the exporter.

2️⃣ Once goods are shipped and documents are submitted, NNRV arranges a buyer’s credit facility through a foreign bank.

3️⃣ The foreign bank pays the exporter on behalf of the importer.

4️⃣ The importer repays the loan (with interest) to the foreign bank after the credit period (e.g., 90, 180, or 360 days).

✅ This allows for upfront supplier payment and deferred repayment to the financier.

✅ Key Benefits of Buyer’s Credit

  • Immediate Payment to Exporter – Strengthens trade relations and delivery timelines.
  • Deferred Import Payments – Pay your foreign lender later while you sell or use the goods.
  • Lower Interest Rates – Foreign currency credit often has lower rates than domestic loans.
  • Stronger Negotiating Power – Improve purchase terms and pricing with upfront payment ability.
  • Improved Working Capital – Free up capital for other operational needs.

🧩 Ideal for Importers Who:

✔ Import machinery, raw materials, consumer goods, or services
✔ Work with suppliers requiring immediate or LC-based payments
✔ Seek flexible, cross-border credit arrangements
✔ Want to optimize cash flow and avoid heavy upfront costs
✔ Operate in high-volume, international procurement environments

📄 Required Documents for Buyer’s Credit Application

  • ✅ Purchase Contract / Proforma Invoice
  • ✅ Letter of Credit (if applicable)
  • ✅ Company Registration Documents
  • ✅ Commercial Invoice & Packing List
  • ✅ Bill of Lading / Airway Bill
  • ✅ Bank Statements (last 6–12 months)
  • ✅ Audited Financial Statements (last 2 years)
  • ✅ Board Resolution for Credit Facility
  • ✅ Buyer’s Credit Application Form

🏦 Our International Financing Network

We work with leading global institutions that specialize in buyer’s credit across multiple sectors and currencies:

  • BNP Paribas (France) – SWIFT: BNPAFRPP
  • HSBC (Hong Kong) – SWIFT: HSBCHKHHXXX
  • Standard Chartered (UAE & UK) – SWIFT: SCBLAEAD
  • Mashreq Bank (Dubai) – SWIFT: BOMLAEAD
  • UOB Capital Finance (Singapore)
  • Credit Agricole (France) – SWIFT: AGRIFRPP
  • Asia Pacific Investment Bank (Malaysia) – SWIFT: ASPMMYKL
  • PG Asia Investment Bank – SWIFT: AINEMY22
  • Golden Touch Investment Bank (International) – SWIFT: GTIVMT2LXXX

We also offer structured financing through private international lenders, subject to eligibility and trade volume.

🔐 Risk Management & Compliance

At NNRV, all buyer’s credit solutions are structured in compliance with:

  • International Chamber of Commerce (ICC) rules
  • Anti-Money Laundering (AML) regulations
  • SWIFT & URC/URDG trade protocols
  • Thorough KYC & due diligence procedures

This ensures a secure, transparent, and legally sound financing structure.

💼 Why Choose NNRV Trade Partners for Buyer’s Credit?

✔ Global Credit Access – Tap into multi-currency, multi-country credit lines.
✔ Structured Financing Expertise – We handle documentation, structuring, and bank relationships.
✔ Speed & Efficiency – Faster turnaround than traditional bank loans.
✔ Tailored Solutions – Customized tenure, disbursement methods, and repayment cycles.
✔ Trade Compliance Assurance – Full regulatory compliance and secure documentation flow.

🚀 Ready to Fund Your Next Import with Ease?

Whether you’re importing from Asia, Europe, or the Middle East — we help you structure the right financing deal so you can focus on growth, delivery, and efficiency.

📩 Contact NNRV Trade Partners today
📥 [Download the Buyer’s Credit Application Form] and get started.