💼 Supplier Credit – Strengthen Supplier Relationships While Protecting Your Cash Flow

Empowering Global Trade with Deferred Payment Solutions

At NNRV Trade Partners, we provide Supplier Credit facilities that allow importers and buyers to receive goods or services now and pay later under a mutually agreed credit period. This solution is ideal for companies that want to optimize their working capital, improve cash flow, and strengthen relationships with international suppliers — all while maintaining steady inventory and production.

🔎 What is Supplier Credit?

Supplier Credit (also known as Supplier’s Credit or Deferred Payment Credit) is a short-term trade finance facility in which the exporter (supplier) extends credit to the importer (buyer), allowing the buyer to pay after a defined period — usually 30, 60, 90, or 180 days — after goods have been shipped or services rendered.

In this model, NNRV assists in:

  • Structuring the credit terms
  • Providing financial guarantees to the exporter (if needed)
  • Facilitating payment scheduling and risk mitigation

✅ The result: smoother global trade and increased purchasing capacity without immediate capital outlay.

📌 How Supplier Credit Works

1️⃣ Contract Agreement – Buyer and supplier agree on credit terms, delivery conditions, and payment timelines.

2️⃣ Goods Shipment – Supplier dispatches goods or begins service delivery.

3️⃣ Credit Period Begins – Buyer receives the goods but delays payment as per agreed credit terms (e.g., Net 90).

4️⃣ Payment at Maturity – Buyer pays the supplier at the end of the credit period or via a financial intermediary (with or without guarantees).

🛡️ In some cases, NNRV can also assist in issuing a Letter of Undertaking (LoU) or Payment Guarantee to secure the transaction.

✅ Key Benefits of Supplier Credit

  • Improved Cash Flow – Pay for imports later while using or reselling the goods immediately.
  • Strengthened Supplier Relationships – Builds trust and long-term collaboration with key international suppliers.
  • Competitive Edge – Access to inventory or equipment before payment enhances business agility.
  • Reduced Need for Working Capital Loans – Avoid immediate bank loans or overdrafts.
  • Increased Import Capacity – Grow your purchase volume without immediate capital constraints.

🧩 Ideal for Businesses That:

✔ Import consumer goods, raw materials, or components
✔ Work with foreign or large-volume suppliers
✔ Operate in retail, manufacturing, distribution, or export
✔ Want to manage liquidity efficiently and reduce funding costs
✔ Seek to negotiate better purchase terms with extended payment options

📄 Required Documents for Supplier Credit Structuring

  • ✅ Commercial Invoice & Packing List
  • ✅ Purchase Order or Contract
  • ✅ Bill of Lading or Shipping Documents
  • ✅ Company Registration Certificate
  • ✅ Board Resolution (if required for guarantee issuance)
  • ✅ Audited Financial Statements (Last 2 Years)
  • ✅ Bank Statements (Last 6 Months)
  • ✅ Buyer Credit Profile or Company Background
  • ✅ Proposed Payment Terms & Tenor

🏦 Optional Support from Financial Institutions

If needed, we can involve our network of global banks to guarantee supplier payments or issue instruments such as:

  • Deferred Payment LCs
  • Standby Letters of Credit (SBLC)
  • Payment Undertaking Letters
  • Bank Guarantees (BG)

This provides the exporter with assurance, making it easier for you to negotiate longer credit terms.

🔐 Compliance & Risk Management

NNRV ensures all supplier credit arrangements are:

  • Structured in compliance with ICC UCP 600 / URDG 758
  • Aligned with KYC / AML regulations
  • Supported by documentary and contractual integrity
  • Backed by expert legal and financial advisory (if needed)

💼 Why Choose NNRV Trade Partners for Supplier Credit?

✔ Tailored Trade Credit Solutions – We negotiate and structure supplier credit terms that match your operational cycle.
✔ Global Sourcing Expertise – Leverage our relationships with exporters worldwide to unlock more flexible payment arrangements.
✔ Secure & Transparent Process – We assist in documentation, guarantee structuring, and compliance.
✔ Credit Enhancement Options – Get support with instruments to secure trust with new or high-value suppliers.
✔ Working Capital Efficiency – Optimize liquidity without increasing your debt burden.

🚀 Start Importing Smarter Today

Your suppliers may already be open to deferred payment – let NNRV Trade Partners help you structure the terms, manage the risk, and improve your cash flow.

📩 Contact us now to set up your Supplier Credit facility
📥 [Download Credit Application Form]