SBLC Lease Program with Attorney Escrow & RWA Delivery
Institutional-grade Standby Letter of Credit (SBLC) leasing solution via Maybank Kuala Lumpur and BME-SCSp Luxembourg, designed to enhance corporate credit, strengthen balance sheets and support large transactions.
For qualified corporate and institutional clients only. This is not a retail product and not an investment solicitation. All participation is subject to full KYC/AML and legal review.
Total lease cost: 15% of face value, split into:
- 1% Commitment Fee – paid into an Attorney Trust Account in New York.
- 14% Lease Fee – payable only after SBLC MT760 is delivered and authenticated.
- Maybank Kuala Lumpur – up to 10M USD
- BME-SCSp Luxembourg – up to 100M USD
- Delivery via SWIFT MT760 to your beneficiary bank.
Risk & Suitability
This program is a structured SBLC lease for credit enhancement. It is intended for serious, well-capitalised entities whose banks can cooperate at institutional level.
Bringing a Rare, Fully Structured SBLC Lease Program Within Reach
Access to authentic SBLC leasing with attorney protection and RWA delivery is extremely limited. Most offers in the market are informal, opaque or outright fraudulent. Our role at NNRV Trade Partners is to filter, structure and present only those programs that meet institutional-grade requirements for legality, traceability and governance.
This SBLC Lease Program via Maybank and BME-SCSp is positioned as a credit enhancement tool – not as a speculative monetisation product. It is designed for CFOs, corporate treasurers, family offices and institutional structures that need a documented, defensible and compliant way to temporarily strengthen their balance sheet.
Designed For
- Corporates needing stronger balance-sheet ratios.
- Project sponsors seeking institutional credit enhancement.
- Holdings preparing for large bank facilities or bond issues.
- Family offices structuring long-term strategic financing.
Not Designed For
- Retail investors or small private individuals.
- Intermediaries looking for “broker fees” without added value.
- Clients whose banks refuse any SWIFT-to-SWIFT interaction.
- Structures unwilling to provide full KYC/AML transparency.
What Is the SBLC Lease Program via Maybank & BME-SCSp?
The SBLC Lease Program is a temporary, non-transferable allocation of a Standby Letter of Credit (SBLC) delivered via SWIFT MT760 to your beneficiary bank, exclusively for credit enhancement, corporate guarantees and structured finance support.
- Instrument: SBLC MT760 (Leased, not purchased).
- Purpose: Enhance corporate credit, secure large contracts, support structured financing.
- Ownership: The SBLC remains the property of the issuing bank / provider; it must be returned free and clear at expiry.
- Scope: It is not marketed as a monetisation or PPP entry product, unless explicitly agreed with the provider.
The entire framework is documented by two core contracts:
- SBLC Issuance Agreement between the provider and the client.
- Attorney Escrow Agreement governing the 1% commitment fee held in trust.
Pricing Structure, Issuing Banks and Key Parameters
Cost Structure
| Fee Type | Amount | Paid To | When |
|---|---|---|---|
| Commitment Fee | 1% of SBLC Face Value | Attorney Trust Account (New York) | Before RWA is issued |
| Lease Fee | 14% of SBLC Face Value | Provider / Arranger | Within 5 banking days after MT760 authentication |
| Total Lease Cost | 15% of Face Value | Split into 1% + 14% | Two stages (pre-RWA & post-MT760) |
Issuing Banks & Limits
| Issuing Bank | Maximum Amount | Jurisdiction | Instrument |
|---|---|---|---|
| Maybank | Up to 10M USD | Kuala Lumpur, Malaysia | SBLC MT760 (Leased) |
| BME-SCSp | Up to 100M USD | Luxembourg | SBLC MT760 (Leased) |
All figures and limits are indicative and may be adjusted by the provider based on risk, compliance and market conditions. No figure on this page constitutes a contractual offer.
Required Documents and Step-by-Step Transaction Flow
Required Documents (Before Any Escrow Funding)
- Completed CIS / KYC with ultimate beneficial owner (UBO) details.
- Clear copy of passport for authorised signatory.
- Corporate resolution authorising the SBLC lease transaction.
- Letter of Request (LOR) specifying amount, purpose and beneficiary bank details.
- Full coordinates of the beneficiary bank to receive the SBLC (SWIFT, address, account).
Eight-Step Transaction Flow
| Step | Action | Lead Party | Typical Timing |
|---|---|---|---|
| 1 | Client submits LOR + KYC/CIS + corporate documents. | Client / NNRV | 1–3 business days |
| 2 | Provider issues SBLC Issuance Agreement & Escrow Agreement. | Provider | 3–5 business days |
| 3 | Client signs agreements and transfers 1% to Attorney Trust Account. | Client | As per client bank |
| 4 | Issuing bank sends RWA (Ready, Willing & Able) to client’s beneficiary bank. | Issuing Bank | Up to 10 banking days |
| 5 | Beneficiary bank confirms receipt of RWA and formally requests MT760. | Beneficiary Bank | 1–3 banking days |
| 6 | Issuing bank sends SBLC via SWIFT MT760. | Issuing Bank | Up to 10 banking days |
| 7 | Beneficiary bank authenticates MT760; client pays remaining 14%. | Client / Beneficiary Bank | Within 5 banking days |
| 8 | SBLC remains in place for its full term and must be returned at expiry. | Client | At or before maturity |
Key Advantages and Structural Limitations
Legal Trust Protection
The initial 1% commitment fee is held in an Attorney Trust Account in New York, providing a high level of legal protection and clear accountability.
Bank-to-Bank RWA
Your beneficiary bank receives a formal RWA message from the issuing bank before any SBLC is sent, confirming readiness, willingness and ability to issue.
Recognised Institutions
SBLCs are issued through recognised banking/financial institutions (Maybank, BME-SCSp), improving acceptance with auditors, lenders and counterparties.
Clear, Documented Steps
The full process is contract-based, step-by-step and SWIFT-driven, reducing ambiguity and aligning internal risk, legal and compliance teams.
Balance Sheet Strengthening
The SBLC can be used to enhance credit profiles and support large negotiations with banks, suppliers and strategic partners.
End-to-End Structuring
NNRV Trade Partners supports you from initial assessment to SBLC delivery, coordinating with provider, attorneys and banks.
Key Limitations & Conditions
- No pre-payment beyond the initial 1% escrow is required or accepted.
- The SBLC is leased, not purchased; it must be returned free and clear at expiry.
- Use for monetisation or PPP is only possible if explicitly authorised by the provider.
- Client’s bank must be fully cooperative with SWIFT-to-SWIFT communication.
- Program is reserved for verified corporations and institutions with full KYC/AML transparency.
How Corporate Clients Experience the SBLC Lease Program
These anonymised testimonials illustrate how institutional clients perceive the structure, security and usefulness of the program. They are not promises of outcome, but reflections of actual client experience.
“The combination of attorney escrow, RWA and a clear MT760 timeline gave our board the comfort we needed to approve the transaction.”
“We used the leased SBLC purely as credit enhancement. It significantly strengthened our negotiations with lenders for a multi-asset energy project.”
“The process was demanding, but structured. Having NNRV coordinate between our bank, the attorneys and the provider made all the difference.”
“We appreciated the transparency around what the SBLC can and cannot be used for. It’s rare to see this level of clarity in structured finance.”
“We approached the SBLC as a temporary balance-sheet tool. The structure worked as described and passed our legal and tax review.”
“Bank-to-bank communication and clear SWIFT procedures reassured our local bank, which is usually cautious about international instruments.”
“The 1% escrow felt like a serious commitment, but the legal structure around it was robust and professionally explained.”
“We had multiple internal stakeholders. NNRV’s documentation pack helped us align legal, finance and risk teams quickly.”
“The program brought structure and credibility to our discussions with international banks on a large infrastructure mandate.”
“It is a rare case where the written procedure, the legal framework and the operational reality actually match.”
Frequently Asked Questions About the SBLC Lease Program
These questions address the most common points raised by CFOs, legal teams, corporate treasurers and board members when evaluating this program. They are general explanations and do not replace contract review or independent advice.
1. Is this SBLC lease or SBLC purchase?
2. Can the leased SBLC be monetised or used for PPP?
3. Why is there a 1% commitment fee in escrow?
4. Is the 1% escrow at risk if the SBLC is never issued?
5. How long does the full process usually take?
6. What happens if our bank does not respond to RWA or MT760 messages?
7. What is the minimum and maximum SBLC amount available in this program?
8. Which documents are absolutely mandatory to start?
9. Why is this program restricted to corporate and institutional clients only?
10. Does NNRV receive or hold any client funds directly?
11. What is NNRV’s exact role in this program?
12. How do we verify the authenticity of the SBLC once issued?
13. Can the SBLC be transferred to another bank once issued?
14. Are there any hidden fees or extra charges beyond 1% + 14%?
15. Can we reuse the same SBLC for multiple separate transactions during its term?
16. What happens if we fail to pay the remaining 14% after MT760 authentication?
17. Which jurisdictions are typically acceptable for client entities and banks?
18. Do we need to travel to complete the transaction?
19. Can our advisors speak directly with NNRV and the provider’s legal team?
20. What is the best way to start if we are exploring this seriously but carefully?
Ready to Explore the SBLC Lease Program for Your Organisation?
If you are a corporate, institutional or family office decision-maker evaluating a structured SBLC lease for credit enhancement, NNRV Trade Partners can help you assess suitability, alignment with your banking ecosystem and overall risk-reward profile.
NNRV Trade Partners does not provide legal, tax or investment advice. All clients must consult their own professional advisors and carefully review contracts, risk disclosures and regulatory implications before taking any decision.
Contact NNRV Trade Partners – SBLC & Structured Finance Desk
Use the channels below to reach our team. We recommend sharing a short description of your organisation, jurisdiction, target amount and current banking relationships so we can position the right framework from the start.
For a fast, confidential first contact, you can reach our trade & structured finance desk via WhatsApp.
For detailed documentation, corporate profiles and compliance-related information, email us:
You can also integrate this section with your preferred secure web form (Contact Form 7, Gravity Forms, HubSpot, etc.) to automate KYC intake and document upload.