Project Funding in UAE – 3M$ to 28M$ with No Upfront Fees
Access institutional-grade project financing through a UAE-based fund for real estate, infrastructure, energy, agriculture, logistics and high-value strategic projects, with no upfront payments and a fixed 3.5% interest rate.
For serious sponsors, developers and corporate decision-makers only. This is not a retail product and not an invitation to the public. All projects are subject to full KYC/AML, feasibility review and fund committee approval.
Fixed annual interest: 3.5%, with:
- Loan term: 5 years (renewable)
- Grace period: 12–18 months
- Early repayment: no penalty
- Accepted collateral: Insurance Surety Bond
- No need to mortgage land or buildings when structure is approved.
- Optional equity participation (10–20%) for select high-potential projects.
Decision & Timelines
Once the full file is submitted, the fund’s committee typically issues a decision within 5 to 30 business days, depending on project complexity and document quality.
Transform Ambitious Projects into Fully Funded Realities
Many viable projects never reach execution because traditional lenders demand excessive collateral, high interest rates or unrealistic credit history. Our role at NNRV Trade Partners is to bridge this gap by connecting solid projects with structured funding from a UAE-based institutional fund, under clear and transparent conditions.
This framework is designed for serious sponsors that need more than a simple bank loan: longer grace periods, flexible repayment and institutional backing that support sustainable growth, rather than short-term pressure.
Designed For
- Project developers needing 3M$–28M$ financing.
- Industrial, energy, logistics and infrastructure players.
- Public-private partnerships and regional development projects.
- Companies seeking predictable long-term financing.
Not Designed For
- Very small projects or micro-entrepreneurship (< 3M$).
- Purely speculative or unstructured ventures.
- Individuals without any corporate or SPV structure.
- Projects unable to produce a reliable business plan.
Key Features of the UAE Project Funding Program
The program offers a combination of debt and equity tailored to the needs and risk profile of each project, always under a documented and contract-based framework.
| Element | Details |
|---|---|
| Funding Amount | 3M USD – 28M USD per project |
| Annual Interest | 3.5% p.a. on the debt portion |
| Loan Tenor | 5 years, with possible renewal upon review |
| Grace Period | 12–18 months, depending on project cash-flow |
| Financing Type | Debt Financing & optional Equity Financing (10–20%) |
| Accepted Collateral | Insurance Surety Bond (no mandatory real-estate mortgage) |
| Early Repayment | No penalty and no additional interest charge |
| Eligible Clients | Companies, developers, SPVs, local authorities and structured entrepreneurs |
All figures are indicative and subject to final approval by the fund’s investment committee. Nothing on this page constitutes a binding offer or financial solicitation.
Debt & Equity Structures Tailored to Your Project
Debt Financing – 3.5% Fixed Interest
- Fixed interest rate: 3.5% per annum.
- Tenor: 5 years, renewable after review.
- Grace period: 12–18 months before principal repayment.
- Ideal for: industrial plants, logistics hubs, energy assets, real estate, ports, roads and other strategic infrastructure.
Equity Financing – 10% to 20% Participation
- Equity participation between 10% and 20% in selected projects.
- No intention of majority control; the sponsor remains in charge of operations.
- Profit-sharing structures aligned with long-term growth and exit strategy.
- Particularly suited for FinTech, AgriTech, GreenTech, digital infrastructure and innovative platforms.
Debt, Equity or Hybrid
Each project can be structured as pure debt, equity, or a balanced hybrid to match risk appetite, cash-flow profile and sponsor strategy.
Partnership, Not Just Lending
When equity is involved, the fund becomes a strategic partner with a medium to long-term horizon, rather than a short-term lender.
UAE-Based Institutional Ecosystem
Being financed through a UAE institutional structure can strengthen your global positioning with contractors, suppliers and other financiers.
Eligibility Requirements & Documentation
To enter the formal review phase, a minimum documentation set is required:
- LOI – Letter of Intent: requested amount, use of funds, basic project outline.
- CIS / KYC (Client Information Summary): legal entities, UBOs, jurisdiction.
- Company Profile: history, activities, management, governance.
- Project Executive Summary: clear description, location, objectives, key numbers.
- Business Plan & Feasibility Study:
- Financial projections (P&L, cash-flow, balance sheet).
- Market analysis and competitive positioning.
- Technical feasibility and execution roadmap.
- Risk analysis and mitigation strategies.
All documents are handled under strict confidentiality, NCND frameworks and international compliance standards.
Step-by-Step Funding Process
| Step | Action | Lead Party | Typical Timing |
|---|---|---|---|
| 1 | NCNDA signature to protect all parties and establish confidentiality. | Client & NNRV | 1–3 business days |
| 2 | Submission of LOI, CIS, project executive summary and company profile. | Client | As per client readiness |
| 3 | Issuance and completion of the official Loan Application Form (LAF). | Fund & Client | 3–7 business days |
| 4 | Financial, technical and legal due diligence on the project and sponsor. | Fund | Up to 30 business days |
| 5 | Investment committee decision and issuance of conditional approval. | Fund | 5–30 business days |
| 6 | Negotiation and signature of the Loan Agreement and, if applicable, Equity Agreement. | Fund & Client | 5–10 business days |
| 7 | Implementation of collateral (Insurance Surety Bond) and final compliance checks. | Client & Fund | As per jurisdiction |
| 8 | First disbursement according to the agreed drawdown schedule. | Fund | Within agreed timeline |
Projects Eligible for UAE Funding
The program targets projects with clear economic logic, measurable impact and realistic implementation capacity.
- Real estate developments and large construction projects.
- Public and private infrastructure (roads, ports, logistics hubs, industrial zones).
- Agriculture and agro-industrial transformation facilities.
- Renewable energy (solar, wind, hybrid systems) and energy efficiency projects.
- Mines and natural resources with defined extraction and export strategies.
- Logistics and supply chains (warehousing, dry ports, cross-docking platforms).
- Technology & Industry 4.0 (automation, smart factories, digital infrastructure).
- Healthcare, education and public equipment (hospitals, clinics, schools).
- Transport: maritime, road, rail, aviation-related infrastructure.
How Project Sponsors Experience the UAE Funding Program
The following anonymised testimonials reflect how different organisations have perceived the structure, clarity and impact of the funding process. They are not promises, but real feedback from comparable situations.
“The ability to fund 18M USD with a 12-month grace period gave us the breathing space we needed to complete construction and ramp up operations.”
“The combination of a 3.5% rate and no upfront fees made this structure significantly more attractive than traditional project finance options.”
“The equity participation aligned our interests. We gained both capital and a strategic partner with global networks.”
“Due diligence was demanding, but the process was clear from the beginning. NNRV helped us anticipate each step.”
“We appreciated the no-upfront-fee policy. It allowed us to engage seriously without draining our existing cash reserves.”
“The UAE institutional angle gave our project additional credibility when negotiating with international contractors.”
“Having both debt and equity on the table allowed us to design a capital stack that actually fits our growth plan.”
“The fund understood long construction cycles and seasonal cash-flows, which most local banks simply did not want to consider.”
“The process was formal and thorough, but we always knew where we stood at each stage of the review.”
“It is rare to find a structure combining no upfront fees, reasonable pricing and serious governance. This program does.”
Frequently Asked Questions about the UAE Project Funding Program
These questions address the most common concerns raised by sponsors, CFOs, advisors and public officials when evaluating this funding structure. They are general guidelines and do not replace legal or financial advice.
1. What is the minimum and maximum funding amount?
2. Are there any upfront or application fees?
3. How long does the approval process usually take?
4. Do you require a personal or corporate credit score check?
5. What type of collateral is accepted for this program?
6. Is an equity stake mandatory for all projects?
7. Which jurisdictions are eligible for this funding program?
8. Can public entities or municipalities apply for funding?
9. Can I apply with an offshore company or SPV structure?
10. Is early repayment allowed without penalty?
11. Is this funding Sharia-compliant or conventional only?
12. Do you finance greenfield projects or only existing assets?
13. Do you require a feasibility study or is a business plan enough?
14. How are advisors and intermediaries compensated on this program?
15. Can one sponsor submit multiple projects at the same time?
16. Is co-funding with local banks or institutions possible?
17. What happens if the project is delayed or faces cost overruns?
18. Is this program suitable for very small SMEs or micro-businesses?
19. Does NNRV Trade Partners handle client funds at any stage?
20. How do we start if we want to explore this funding option seriously?
Ready to Secure Project Funding Between 3M$ and 28M$?
If you are a project sponsor, developer, corporate or public decision-maker seeking structured funding from the UAE, NNRV Trade Partners can help you assess eligibility, align expectations and coordinate the process with the fund.
NNRV Trade Partners does not provide legal, tax or investment advice. All clients must consult their own advisors and carefully review contracts, disclosures and regulatory implications before making any commitment.
Submit Your Project to NNRV Trade Partners – UAE Funding Desk
Use the secure contact details and form below to share your project. We recommend including your target amount, country, sector and current project stage so we can position your file correctly from the beginning.
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