Export SBLC (MT760) — Payment Protection for Global Exporters
Secure your receivables with an Export SBLC governed by ISP98 / UCP 600. We structure, route and coordinate issuance, advising and (if required) confirmation — with clear drafts and rapid timelines.
ISP98 • UCP 600
KYC/AML & Sanctions
24–48h response
100+ countries
$5B+
Structured to date
200+
Banking & capital links
7–21d
Typical issuance window
24–48h
Draft turnaround
How Does an Export SBLC Work?
- Exporter signs sales contract — with payment backed by SBLC.
- Buyer applies for SBLC — buyer’s bank issues via SWIFT MT760.
- Exporter ships goods — according to contract terms.
- Buyer fails to pay — exporter presents a complying demand.
- Bank releases payment — full/partial funds per SBLC terms.
This structure transfers default risk from exporter to bank (subject to terms and compliance).
Required Documents
- Completed SBLC Application Form
- Sales Contract or Proforma Invoice
- Buyer’s name and contact details
- Exporter’s company registration documents
- Passport copy of authorized signatory
- Company profile & ownership structure
- Exporter’s bank account info
- (Optional) Buyer’s Bank Confirmation Letter
Why Use an Export SBLC?
| Feature | Benefit |
|---|---|
| Payment Guarantee | Secure receivables globally |
| Risk Transfer | Bank covers buyer default risk |
| Trade Credibility | Strengthens proposals to new buyers |
| Legal Framework | ISP98 / UCP 600 standards |
| SWIFT MT760 | Authenticated, verifiable issuance |
Step-by-Step Issuance Process
- Initial Consultation — assess transaction & buyer risk.
- SBLC Draft Preparation — terms aligned to contract & rules.
- Approval & Review — parties review before bank approval.
- Issuance by Buyer’s Bank — advised to exporter’s bank.
- Drawdown (if triggered) — complying demand presentation.
Export SBLC vs Other Instruments
| Instrument | Trigger | Best Use Case | Exporter Protection |
|---|---|---|---|
| Export SBLC | Buyer default | Exports to higher-risk markets | 🔒🔒🔒🔒🔒 |
| Letter of Credit (LC) | Document compliance | Trade settlement | 🔒🔒🔒🔒 |
| Bank Guarantee (BG) | Contract breach terms | Project performance | 🔒🔒🔒 |
Approved Banks for Export SBLCs (MT760)
Availability depends on corridor, transaction profile, KYC/AML and sanctions screening. Below are frequent issuers/advisers from our network.
| Bank Name | SWIFT Code | Advantages | Disadvantages | Fees | Time | Min. Deal | SBLC Types |
|---|---|---|---|---|---|---|---|
| PG Asia Investment Bank (Malaysia) | AINEMY22 | Fast issuance; Asia trade corridors | Lower global recognition | 0.5–7% | 2–5d | $250K | Export, Transferable |
| Dushanbe City Bank (Tajikistan) | LCMDTJ22XXX | Frontier market friendly | Lower brand visibility | 0.5–8% | 3–7d | $250K | Export |
| Standard Commerce Bank (USA) | STDMDMDMXXX | US compliance framework | Strong KYC prerequisites | 0.5–10% | 2–6d | $500K | Export, Confirmed |
| Asia Pacific Investment Bank (Malaysia) | ASPMMYKL | Solid APAC coverage | Less accepted in EU | 0.5–7% | 2–5d | $300K | Export, Performance |
| Credit Foncier GmbH (Germany) | CFEGDE82XXX | EU compliance & structure | Slower amendments | 0.5–8% | 2–7d | $500K | Export, Confirmed |
| Sapelle Intl Bank (Liberia) | GNERLRLMXXX | Frontier support | Low visibility | 0.5–10% | 3–8d | $250K | Export |
| Unibanque (UK) | UNBQGB22 | SME-friendly | Strict documentation | 0.5–7% | 2–6d | $500K | Export, Transferable |
| Al-Amanah Islamic Investment Bank (Philippines) | AIIPPHM1XXX | Sharia-compliant | Limited reach | 0.5–8% | 2–7d | $250K | Export, Islamic |
| Point Bank (UK) | POITGB21XXX | Agile & flexible | Newer institution | 0.5–7% | 2–5d | $250K | Export |
| ACE Investment Bank (Malaysia) | AIBMMYKLXXX | Fast short-term deals | Less used for >$5M | 0.5–6% | 1–4d | $250K | Export, Advance Payment |
| Tabarak Investment Capital (UAE) | TIBIAEADXXX | MENA exports | Thorough due diligence | 0.5–8% | 2–6d | $300K | Export, Performance |
| United Bank for Investment (Iraq) | UNTVIQBAXXX | Regional trade support | Complex compliance | 0.5–7% | 2–7d | $300K | Export |
| Golden Touch Investment Bank Ltd | GTIVMY2LXXX | Private structuring | Low recognition | 0.5–6% | 2–5d | $250K | Export |
| Bank of China | BKCHCNBJ | Strong China corridors | Clause flexibility limited | 0.5–7% | 2–6d | $1M | Export, Transferable |
| Standard Chartered (Dubai) | SCBLAEAD | Global reach | Moderate fees | 0.5–7% | 2–6d | $500K | Export, Confirmed |
| Access Bank Kenya | ABNGKENA | East Africa footprint | Limited global network | 0.5–7% | 2–5d | $250K | Export |
| Dashen Bank (Ethiopia) | DASHTEAA | Preferred for ET trades | Longer processing | 0.5–7% | 3–6d | $250K | Export |
| HSBC Hong Kong | HSBCHKHHXXX | Fast MT760 ops | Higher fees possible | 0.8–8% | 2–5d | $1M | Export, Confirmed |
| BNP Paribas (Hong Kong) | BNPAHKHH | Multi-port handling | Needs clear logic | 0.8–7% | 2–6d | $1M | Export, Transferable |
| Crédit Agricole CIB | AGRIMQMXXXX | Structured EU deals | Strict verbiage | 0.8–6% | 3–7d | $1M | Export |
| Alior Bank SA (Poland) | ALBPPLPWXXX | A-rated stability | Conservative terms | 0.8–6% | 3–7d | $1M | Export |
| Indian Bank | IDIBINBBXXX | India corridors | Strict documentation | 0.8–6% | 3–7d | $500K | Export |
| DBS Bank (HK) | DHBKHKHH | APAC execution | Daily cutoffs | 1–6% | 2–6d | $500K | Export |
| UCO Bank (HK) | UCBKHKHHXXX | Trade specialist | Strict DLC style | 1–8% | 3–7d | $250K | Export |
| Dah Sing Bank (HK) | DSBAHKHHXXX | Clear processes | Fee sensitivity | 1–7% | 2–6d | $250K | Export |
| CTBC Bank (HK) | CTBKHKHHXXX | Sight & usance mix | Document rigor | 1–6% | 2–6d | $500K | Export |
| Israel Discount Bank | IDBYUS33 | US/IL corridors | Conservative stance | 0.8–7% | 3–7d | $750K | Export |
| Banca Nazionale del Lavoro (IT) | BNLIITRRALX | Italy/EU network | Strict compliance | 0.8–6% | 3–7d | $750K | Export |
| Artigiancassa SPA (IT) | ARTCITR1XXX | SME programs | Narrow mandates | 1–6% | 3–7d | $250K | Export |
| China Construction Bank (HK) | CCBQHKAX | Large tickets | Clause limits | 0.8–6% | 2–6d | $1M | Export |
| Exim Bank Tanzania | EXTNTZTZ | African trade flows | Processing pace | 0.5–7% | 2–6d | $250K | Export |
| Mauritius Commercial Bank | MCBLMUMU | Offshore flexibility | Deal profiling | 0.5–6% | 2–5d | $250K | Export |
| ABC Banking Corporation (MU) | ABCKMUMU | SME-tailored | Niche market | 0.5–6% | 2–5d | $250K | Export |
| Maubank Ltd (MU) | MPCBMUMU | Flexible structures | Lower global exposure | 0.5–6% | 2–5d | $250K | Export |
| Standard Chartered (Hong Kong) | SCBLHKHHXXX | Global network | Premium pricing | 0.8–7% | 2–6d | $500K | Export, Confirmed |
Notes: Fees/times are indicative and subject to due diligence, documentation quality, and corridor risk.
Client Reviews (15)
A. Mensah — Cocoa Exports★★★★★
“Export SBLC let us ship before payment risk. Smooth advising.”
L. Moretti — Machinery EU★★★★★
“BNP HK confirmation arranged in days. Documents sailed through.”
S. Al-Harbi — EPC Gulf★★★★★
“Draft was ISP98-clean. No amendments needed.”
N. Singh — Auto Parts IN★★★★☆
“One KYC loop but issuance was still inside timeline.”
C. Alvarez — Agro LatAm★★★★★
“Discounting at shipment improved cash flow immediately.”
H. Chen — Electronics APAC★★★★★
“Clear checklist, zero discrepancies on demand.”
D. Brown — Timber US★★★★★
“US bank comfort mattered. They matched us perfectly.”
Y. Kim — Textiles KR★★★★★
“Advising bank was responsive; we hit seasonal window.”
T. Okeke — Pharma NG★★★★★
“Sanctions & origin guidance saved a week.”
R. Haddad — Cement Levant★★★★★
“Confirmed SBLC unlocked a tough buyer.”
K. Müller — Solar DACH★★★★★
“Green project terms recognized by confirmer. Great work.”
F. Gomes — Coffee BR★★★★☆
“Minor wording tweak; otherwise seamless.”
E. Petrova — Metals EE★★★★★
“Multi-shipment schedule handled without amendments.”
J. O’Neill — Rail UK★★★★★
“Confirmation shaved premium risk off our tender.”
P. Singh — PPE IN★★★★★
“24h draft turnaround — impressive.”
Frequently Asked Questions (15)
1) What rules govern an Export SBLC?
Typically ISP98; some banks also accept UCP 600. We align drafts to your corridor.
2) Do I need a confirmed SBLC?
Consider confirmation when buyer/bank/country risk is elevated or when your bank requires additional comfort.
3) Typical issuance timeline?
Draft: 24–48h; issuance/advising: ~7–21 business days, depending on bank and compliance.
4) Minimum ticket sizes?
From about $250k for many corridors; larger minimums apply with some issuers.
5) Can we structure partial shipments?
Yes. We build schedules into the SBLC or combine with LC structures where appropriate.
6) What triggers payment?
A complying demand or statement as defined in the SBLC terms (e.g., buyer default).
7) Can SBLCs be transferable?
Some issuers allow it. We’ll confirm based on bank policy and your use case.
8) Which currencies are supported?
Most major currencies (USD, EUR, GBP, AED, etc.). FX hedging is available through partners.
9) What raises KYC flags?
Opaque ownership, unusual routing, or sanctioned parties. Provide full docs early to avoid delays.
10) Can I discount against the SBLC?
Often yes, subject to bank appetite and documentation quality.
11) How are fees set?
By instrument type, tenor, risk, and bank selection. We disclose all charges up front.
12) Do you assist with sanctions screening?
Yes. We screen counterparties and routings at intake and pre-issuance.
13) Can you help draft wording?
Absolutely. Our team prepares bank-friendly drafts aligned with ISP98/UCP 600.
14) Are startups eligible?
Yes, if documentation, buyer quality, and deal fundamentals are solid. Minimums still apply.
15) What happens if the buyer pays on time?
The SBLC simply expires unused at maturity; you’ve enjoyed the risk protection without drawing.
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ICC / UCP 600
ISP98
KYC • AML • Sanctions
Disclaimer: Content is informational and non-binding. All engagements are subject to full KYC/AML, sanctions checks, and final bank approvals.